Settlement & redemption

Real Assets.
On-chain.

As an RP Token holder, you may receive USDAO when your issuer settles value on-chain for you. USDAO is represented in balances as a USD-backed payment token for settlement and redemption, not an investment product.

Explore USDAO
What USDAO represents

Settlement and redemption.

When an enterprise completes verified custodian funding, new supply can be processed through USDAO and reflected in USDAO balances as USD-backed value. USDAO does not provide yield, returns, or investment income. It is a payment and redemption instrument you hold in your own wallet, supported by reserves independent of any single enterprise.

Every USDAO in your wallet is supported by USD cash in a licensed custodian bank. It is architected as a stable payment instrument, not a speculative asset.

Your USDAO options
• Redeem for USD: wire to your bank account (1–3 business days)
• Hold: USDAO targets $1.00 value, useful as a stable store
• Spend: use anywhere that accepts USDC or similar stablecoin payments

Stable Value

The 1:1 reserve structure is verifiable on-chain via Chainlink Proof of Reserves.

Redeem Any Time

No lock-up. No expiry. Access your balance whenever you require liquidity.

Your Wallet. Your Keys.

USDAO sits in your wallet. The protocol cannot move tokens without your signature.

Compliance Ready

If you completed onboarding, your verification is already on file for seamless redemption.

How to Redeem

7 steps to get your USD.

The USDAO app makes redemption simple. Here's the complete walkthrough.

1

Open USDAO

Go to app.usdao.io on any device.

⏱ 10s
2

Connect Wallet

Connect your Fireblocks wallet or WalletConnect-compatible wallet.

⏱ 30s
3

View Your Balance

Your USDAO balance appears automatically. Current value in USD shown.

⏱ instant
4

Click "Redeem"

Enter the amount. You can redeem all or any partial amount.

⏱ 20s
5

Choose Destination

USD Wire to bank account (1–3 business days) or USDC (10 minutes).

⏱ 10s
6

Confirm Transaction

Sign in your wallet. USDAO is burned on-chain. This is irreversible.

⏱ 1–2min
7

Receive USD

USD arrives in your bank account. Track status in "My Redemptions".

⏱ 1–3 days
Common Questions

Your questions answered.

Is USDAO resilient if partners have problems?

Yes. USDAO is supported by independent custodian bank reserves. The protocol design ensures tokens remain redeemable independently of the enterprise that initiated minting.

Does USDAO pay interest or investment-style returns?

No. USDAO does not provide yield, returns, or investment income. It is a stable payment instrument for settlement and redemption only.

What if I lose my wallet access?

Contact support. Key recovery procedures depend on your wallet provider. USDAO protocol cannot recover lost wallets.

Can my USDAO be frozen or seized?

Only by valid legal process or court order. We comply with applicable regulations and requirements.

Are there tax implications?

Receiving USDAO or redeeming it may have tax implications. Consult your tax advisor for professional guidance.

How quickly can I redeem?

Liquidity options vary by method. USD bank wire typically takes 1–3 business days. There are no daily caps or minimums.

More FAQs

Ready to redeem your USDAO?

Open USDAO App